06 Jun Investment and Funds

https://highmark-funds.com/2020/07/27/market-risk-management-a-business-strategy-allowing-to-minimize-the-risks-entailed-in-business-activity

Saving money to invest in a future purpose is a satisfying experience. There are a lot of different options to choose from Each one has a potential return that can beat inflation. It is important to think about the various types of investments and how they align with your financial goals overall especially your tolerance for risk.

Investments and funds

A fund is an investment which pools your money as well as the money of other investors and invests it into various assets. This helps spread the risk since you’re not relying on the performance of just one asset type. For example, a UK Equity Fund will consist of shares issued by various British companies.

However, you can also find funds that provide a range of different types of assets, or even more specific industries. This means that there’s a fund to suit every investor no matter their level of experience, timeframe for investment or risk-taking approach.

Bond funds are a well-known choice of investment. They are made up of IOUs (debt) generally from companies or governments – and can be a less volatile option than stocks. However, they may be affected by interest rate changes and the credit rating of the issuer.